Financial services

 

Al-Ameen provides credit with amounts ranging from 300-10000JD , repayment period ranging from one month to 30 months and by administrative expenses monthly different according to each product category and value is determined by the actual need for the project and the ability to pay premiums of funding and the nature of the guarantees provided taking into account the previous trading for the client with the company and its commitment to pay.

The goal of the company’s products:
Financing captor for the purposes of: consumer, education, and the financing of projects licensed and unlicensed home and independent, which has a positive cash flow and continuous basis, and to fund working capital to buy raw materials, goods, or different items are linked to the project itself, or to finance the purchase of equipment, furniture and equipment , within the amount specified.

Product features:
Featuring the company’s products easily guarantees and the speed of the proceedings so that they can obtain funding through just a few days as the amount of funding granted to suit the need of the project and the repayment period and the value of monthly payments determined and the project’s ability to pay, and the methods of financing and multiple without fee apply and affordable administrative expenses competition.

Methodologies products:
Take several ways of funding so that is not inconsistent with Islamic law, so that on any of the following methods:

  1. Traditional finance.
  2. Islamic Finance (under study).

 

قيمة التمويل (دينار) المدة غرامات التأخير على الأقساط (دينار) نسبة الفائدة الشهرية (ثابتة) اسم التمويل
300- 500 (15-1) شهر (25.) قرش يومياً 2.6 %

·       منتج الثقة

300- 1500 (24-1)شهر (25.) قرش يومياً 1.90 %

·       منتج الأسرة

300- 2000 (24-1)شهر (25.) قرش يومياً 1.80%

·       منتج الأمين 1

2001- 3000 (24-1)شهر (25.) قرش يومياً 1.70%

·       منتج الأمين 2

3001- 10000 (30-1)شهر (25.) قرش يومياً 1.60 %

·       منتج الأمين 3

300- 5000 حسب رغبة المقترض بما لا يتجاوز 24 شهر (25.) قرش يومياً 2.50 % ·       منتج برهن الذهب

(ايقاف الخدمة)

300- 5000 كحد أقصى (24-1)شهر (25.) قرش يومياً 2.50 % ·       منتج برهن السيارة
300- 700 (20-1)شهر (25.) قرش يومياً 2.60 % ·       منتج الأثاث

200-5000

دوار

20 شهري

1.75 %

·       منتج قرض الدوار

(ايقاف الخدمة)

 

عمولات اخرى عمولة التامين نوع الفائده / المرابحة
(ثابت او متناقص)
نوع المنتج اسم التمويل
0 7 ثابت تقليدي

·       منتج الثقة

0 7 ثابت تقليدي

·       منتج الأسرة

0 7 ثابت تقليدي

·       منتج الأمين 1

0 7 ثابت تقليدي

·       منتج الأمين 2

0 7 ثابت تقليدي

·       منتج الأمين 3

0 0 ثابت تقليدي ·       منتج برهن الذهب

(ايقاف الخدمة)

0 7 ثابت تقليدي ·       منتج برهن السيارة
0 7 ثابت تقليدي ·       منتج الأثاث

20

0

ثابت

تقليدي

·        منتج قرض الدوار

(ايقاف الخدمة)

لا يوجد اي رسوم ادارة و منح القرض

يوجد رسوم ضريبة مبيعات 3% على اجمالي مبلغ الفوائد وتضاف على الدفعة الاولى

 

An example of the calculation interest and the premium for loans:
A customer receives a loan of 5000 dinars from the product of Alameen 3 so that the loan will be repaid in 16 months

1. What is the value of the total interest on the loan?
2. What is the value of the monthly installment to be paid (principal and interest)?
3. The monthly interest rate is 1.6%
• The solution :
1. Total interest on the loan: 5000 × 1.6% × 16 = 1280 dinars
2. Value of the monthly installment: (5000 + 1280) 16 16 = 392.5 dinars
3. Details of the monthly installment: Original: 312.5 dinars
Interest: 80 JD

Target group:

  1. Age: from 18-65 years old (provided that no more than age of the client and the funding of 65 years).
  2. Sex: male and female
  3. Nationality: Jordanian only (and can be granted to non-Jordanian women married to Jordanian Nationality)
  4. The client has a good reputation
  5. The project should be in need of funding to be developed and expanded
  6. That the client is the management and resolution in the project.
  7. The project should be the working time of the study is located within the areas of work of the company,
  8. according to the areas covered by the branch.
  9. That the nature of the project does not conflict with the legislation and laws

 

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