Financial services
Al-Ameen provides credit with amounts ranging from 300-5000JD , repayment period ranging from one month to 30 months and by administrative expenses monthly different according to each product category and value is determined by the actual need for the project and the ability to pay premiums of funding and the nature of the guarantees provided taking into account the previous trading for the client with the company and its commitment to pay.
The goal of the company’s products
Financing captor for the purposes of: consumer, education, and the financing of projects licensed and unlicensed home and independent, which has a positive cash flow and continuous basis, and to fund working capital to buy raw materials, goods, or different items are linked to the project itself, or to finance the purchase of equipment, furniture and equipment , within the amount specified.
Product features
Featuring the company’s products easily guarantees and the speed of the proceedings so that they can obtain funding through just a few days as the amount of funding granted to suit the need of the project and the repayment period and the value of monthly payments determined and the project’s ability to pay, and the methods of financing and multiple without fee apply and affordable administrative expenses competition.
Methodologies products
| قيمة التمويل (دينار) | المدة | نسبة الفائدة الشهرية |
اسم التمويل | |
| 50- 200 | شهر واحد | 10 % | منتج الثقة | |
| 300- 2000 | (24-1)شهر | 1.90 % | منتج الأسرة | |
| 1000- 2000 | (24-1)شهر | 1.80% | منتج الأمين 1 | |
| 2001- 3000 | (24-1)شهر | 1.70% | منتج الأمين 2 | |
| 3001- 15000 | (30-1)شهر | 1.60 % | منتج الأمين 3 | |
| 300- 700 | (20-1)شهر | 2.60 % | منتج الأثاث | |
| 500- 5000 | (24-1)شهر | 2.50 % | منتج برهن السيارة | |
| غرامات التاخير اذا كان القسط JDS 0.25 اقل من دينار 50 اذا كان القسط JDS 0.5 اكثر من 50 الى 200 اذا كان القسط اكثر JD 1 من 200 الى 400 للأقساط التي تتجاوزJDS 2 400 دينار |
| 5 JDS | رسوم اصدار كتاب | |||
|
عمولة منح الائتمان |
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| 1% من قيمة القرض | اذا كان القرض اقل من 1000 | |||
| 1% من قيمة القرض + 10 دنانير | اذا كان القرض من 1000 - 10000 | |||
| 1% من قيمة القرض + 20 دنانير | اذا كان القرض اكثر من 10000 | |||
| 5 JDS | رسوم اصدار كتاب |
يوجد رسوم ضريبة مبيعات 3% على اجمالي مبلغ الفوائد وتضاف على الدفعة الاولى
بالاضافه الى طوابع واردات و عمولة منح الائتمان
An example of the calculation interest and the premium for loans
A customer receives a loan of 5000 dinars from the product of Alameen 3 so that the loan will be repaid in 16 months
1. What is the value of the total interest on the loan?
2. What is the value of the monthly installment to be paid (principal and interest)?
3. The monthly interest rate is 1.6%
• The solution :
1. Total interest on the loan: 5000 × 1.6% × 16 = 1280 dinars
2. Value of the monthly installment: (5000 + 1280) 16 16 = 392.5 dinars
3. Details of the monthly installment: Original: 312.5 dinars
Interest: 80 JD
1. What is the value of the total interest on the loan?
2. What is the value of the monthly installment to be paid (principal and interest)?
3. The monthly interest rate is 1.6%
• The solution :
1. Total interest on the loan: 5000 × 1.6% × 16 = 1280 dinars
2. Value of the monthly installment: (5000 + 1280) 16 16 = 392.5 dinars
3. Details of the monthly installment: Original: 312.5 dinars
Interest: 80 JD
Target group
- Age: from 18-65 years old (provided that no more than age of the client and the funding of 65 years).
- Sex: male and female
- Nationality: Jordanian only (and can be granted to non-Jordanian women married to Jordanian Nationality)
- The client has a good reputation
- The project should be in need of funding to be developed and expanded
- That the client is the management and resolution in the project.
- The project should be the working time of the study is located within the areas of work of the company,
- according to the areas covered by the branch.
- That the nature of the project does not conflict with the legislation and laws
